Archive for the ‘0 APR Credit Cards’ Category

APR stands for annual percentage rates that are a very important factor when signing up for any of the credit cards. APR is the rate of interest that will be charged by the credit card company. With 0 APR credit card, you do not have to worry at all about the rate interests for a specific period of time. The average time period that most of the credit cards firms offer in a 0% APR is generally from 6 months to 1 year. While some of them may offer such rates for as long as fifteen months.

By offering such an amazing facility, the companies hope that their customers are going to board on a spending frenzy. Just when the APR price ends, the 0 APR turn into credit cards that charges a normal rate of interests. Read the rest of this entry »

The high competition between the credit card companies is forcing them to adopt new and attractive offers to acquire new customers. 0 APR is one such offer. APR stands for the Annual Percentage Rate which in simple terms is the interest charge by companies on outstanding credit card balance.

So 0% APR means no interest is charged from the credit card holder. It comes in many categories like 0% APR for the life of credit card, 0% APR for a limited period, 0% APR offers for some services and a different APR rate for other services. The 3 must ask questions listed below will surely help you get a perspective on your 0% APR credit card and make an informed decision. Read the rest of this entry »