Archive for the ‘Centennial Credit Card’ Category

Centennial card is generally crafted for all those individuals who are having a low credit score. It is been issued by the First Premier Bank which is a member of FDIC.

It is easy service with quickest approval. However, it carries some charges which include one time fee of $95, along with the account set of $29, and an annual fee of $48.

All these prices will be going to charge against your available credit that means when you will be issued your card, you will have these charges on your balance. It also appears with the initial credit limit of $250, and an APR of 9.9 per cent.

It can come as a MasterCard or Visa; you will decide when you apply. Additionally if you apply online you will have a response to your application within 60 seconds. And, with making your payments you will create a positive payment status on your credit report.

If your card limits of $250 then you will have to keep the monthly balance around $75. And, after you have paid all on time then for 6 months you will become eligible for a limit increase.

Your card can be accepted everywhere the Visa or MasterCard logo is seen. You can easily apply for the card if you are above the age of 18 years together with a valid social security number. Read the rest of this entry »